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Saving for Retirement 101 Tutorial Guide

Articles And Information To Help You Save Money For Retirement...

Saving For Retirement Image

Saving for retirement is the number one financial concern for most people - regardless of age - and for good reason.

It's also the biggest.

Did you know you can expect to spend almost as many years in retirement as you did in a career?

That many non-earning years will require a substantial nest egg, and that's why you must save aggressively for retirement.

Below are articles that can help you build your personalized retirement savings plan so you can enjoy the financial security you deserve...

Educate yourself with these articles so that you get started saving for retirement the right way. It will never happen automatically so you must proactively make it happen.

Below you’ll find a listing of our most recent retirement savings articles with additional strategies and information so you can take the next step…

Are Safe Withdrawal Rates Really Safe?

Are safe withdrawal rates really safe? Learn the truth about the 4% Rule here.

Retirement income planning is inherently problematic because you’re trying to convert a volatile pool of assets into a stable, reliable income stream that you’ll never outlive. How do you do that? In this article I deep-dive into the history of safe withdrawal rate research and the resulting 4% Rule – warts, blemishes, and all. I reveal what is true and false about conventional wisdom. This knowledge is inextricably intertwined with proper investment strategy making it essential to your financial security…

12 Tips To Build Wealth For Early Retirement

early retirement

Building wealth for a secure, early retirement is actually very simple – in theory. It requires just three easy-to-understand principles. However, few people ever retire early because it has little to do with understanding these principles, and everything to do with taking effective action. Discover how you can overcome the two hurdles that block action so you can achieve breakthrough results…

The Essential Wealth Building Principle Revealed By Roth IRA Conversions (It’s Not What You Think!)

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In 1998 I sold my hedge fund business and foolishly traded a sizable income stream for a chunk of capital. It was one of the dumbest financial decisions I’ve ever made. But every cloud has a silver lining. In the same year Roth IRA conversions began and that allowed me to convert that lemon of a decision into lemonade. Learn the essential wealth building principle behind this strategy…

Is It Safe To Withdraw 4% From Retirement Savings?

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How much can you withdraw from retirement savings each year without jeopardizing your financial security? Conversely, how much money do you need to retire so that you can afford your current level of spending? In this post I overturn the conventional rules of thumb and offer you another viewpoint…

Retirement Savings Statistics Get Uglier

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Are you on track for retirement? Most people aren’t (unfortunately) and these retirement savings statistics prove it. According to the Employee Benefit Research Institute as cited in the September 2009 issue of “Financial Planning” magazine, a tremendous loss of wealth from the market downturn in 2008 has made a difficult retirement planning situation far worse. Here are some of the surprising numbers…

Retirement Savings Statistics Are Ugly

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I’m always amazed when I see the retirement savings statistics. It’s a scary picture. A recent newsletter from professor Robert Shiller (Yale University and “Irrational Exuberance” infamy) provided some amazing stats showing a fast approaching disaster in retirement planning and what you must do to not be part of the problem…