# Financial Calculators

## 80 Financial Calculators

Free access to one of the largest collection of financial calculators on the internet.

My goal is to make the math behind wealth building easy and accessible to everyone.

No matter what financial challenge you face, there should be a calculator below to help you solve it.

## Retirement Calculators

- Click to Choose a Retirement Calculator by Name
- Ultimate Retirement Calculator
- Retirement Withdrawal Calculator
- Simple Retirement Savings Calculator
- Retirement Investment Calculator
- Millionaire Calculator – How To Retire A Millionaire
- How To Save Money For Retirement – The Easy Way!
- 401k Calculator
- 401(k) Early Withdrawal Calculator
- Taxable vs. Tax Deferred Investment Growth Calculator
- Interest Calculator – Simple & Compound Interest
- Roth IRA Calculator
- Present Value of Annuity Calculator

- Or Choose A Retirement Calculator By The Question It Answers
- How much money do I need to retire?
- How much can I withdraw from my savings each month?
- How long will it take to reach my retirement savings goal? Solves for time…
- How much should I save each month to reach my retirement goal? Solves for amount to save…
- How long until I become a millionaire?
- What is the easiest way to save money for retirement?
- What will my 401k grow to?
- Should I take a distribution from my 401(k) or roll it over?
- How will taxable vs. tax deferred savings affect the future value of my account?
- How does simple monthly interest income compare to compounding the growth?
- What is the after tax impact of switching from a traditional IRA to a Roth IRA?
- What is a stream of future cash flows worth today?

## Mortgage Calculators

- Click To Choose A Mortgage Calculator By Name
- Mortgage Payment Calculator With Amortization Schedule
- Mortgage Payoff Calculator
- Bi-Weekly Mortgage Calculator
- Mortgage Balance Calculator
- Mortgage Refinance Calculator
- Interest Only Mortgage Calculator
- Second Mortgage Calculator – Consolidate Savings With Refinance
- Rent vs. Buy Calculator
- Mortgage Affordability Calculator
- ARM Mortgage Calculator
- Balloon Mortgage Calculator

- Or Choose A Mortgage Calculator By Question It Answers
- How much will my monthly mortgage payment be with taxes, PMI, and insurance included?
- How much extra payment should I include each month to payoff my mortgage by a specific date?
- How much interest can I save using biweekly and extra payments?
- What is my remaining mortgage balance?
- How long will it take to breakeven on my refinancing costs and how much total interest will I save?
- How much lower is my interest only payment compared to a typical principal and interest payment?
- How much will I save consolidating my first and second mortgages into a new first morgage?
- Should I rent or buy? What is the better deal?
- How much house can I afford if I make the same mortgage payment as my current rent?
- How does an adjustable rate mortgage compare with a fixed rate mortgage over the life of the loan?
- How much will I still owe (balloon) at the end of the payment period?

## Credit Card & Debt Payoff Calculators

- Click To Choose A Credit Card Calculator By Name
- Credit Card Comparison Calculator
- Credit Card Minimum Payment Calculator
- Debt Snowball Calculator
- Credit Card Interest Calculator
- Credit Card Payoff Calculator
- Credit Card Payment Calculator
- Debt Payoff Calculator
- Debt Consolidation Calculator
- Debt Reduction Calculator (with Amortization Schedule)
- Debt Repayment Calculator
- Debt Calculator

- Or Choose A Credit Card Calculator By The Question It Answers
- Which credit card offer is the best deal?
- How long will it take to pay off my credit card and what will it cost if I only make minimum payments?
- How fast can the rollover method get me out of debt and how much can I save?
- How much of my credit card payment is interest and how much is principal?
- How long until I pay off my credit card using various strategies (includes printable amortization table)?
- Which repayment strategy will cost the least and get me out of debt the fastest?
- How much must I pay each month to be out of debt by any selected date?
- How much will I save by consolidating my debts into one loan versus paying them individually?
- How fast can I get out debt and how much will I save by adding a fixed amount to each monthly payment?
- How fast can I get out debt and how much will I save by adding a one-time additional payment against principal?
- How long will it take to get out of debt using my current payment plan?

## Auto Loan Calculators

- Click To Choose An Auto Loan Calculator By Name

- Or Choose An Auto Loan Calculator By The Question It Answers
- How much will my monthly car payment be?
- How much will my auto payments vary for different loan terms?
- Which car financing choice is the best deal?
- Should I lease or buy my next car?
- How much will a lease really cost me?
- What is the true cost of owning and driving my car, and how does one car’s costs compare to another?
- Which dealer incentive is the best value – rebate or special financing?
- Should I buy my next car using a conventional auto loan or home equity line of credit?

## Savings Calculators

- Click To Choose A Savings Calculator By Name
- Savings Goal Calculator
- Savings Account Calculator
- Compound Interest Calculator – Monthly
- Compound Interest Calculator – Daily to Yearly
- Future Value Calculator
- Inflation Calculator
- Interest Calculator – Simple Monthly Payment Vs. Compound Growth
- Latte Factor Calculator
- Spending Calculator – True Cost To Own
- Money Saving Calculator
- Millionaire Calculator
- Present Value of Annuity Calculator

- Or Choose A Savings Calculator By The Question It Answers
- How much should I save each month to reach my savings goal by a given date?
- How long until I reach my savings goal given the amount I’m currently saving each month?
- What will my monthly savings deposits grow to when compounded monthly?
- What will my savings grow to when varying the deposit intervals and the compound intervals from daily to yearly?
- What will be the future value of my savings after adjusting for taxes and inflation?
- How has inflation effected the purchasing power of my savings from one year compared to any other year in history?
- How much will my savings earn if I spend the interest every month vs. compound it for growth?
- How much do small, regular expenses (like a daily latte) really cost me in terms of savings?
- How much does that one-time expense truly cost me in terms of savings over many years?
- How much money can I save by switching from high-cost name brand to low-cost generic?
- How long until my savings grows to a million dollars and what will it be worth after adjusting for inflation?
- What is the present value of a series of equal cash flows to be received in the future?

## Investment Calculators

- Click To Choose An Investment Calculator By Name

- Or Choose An Investment Calculator By The Question It Answers
- Is this investment property selling for a reasonable price and will it cash flow?
- What will be the tax impact of selling my investment property?
- What is the present value of a series of equal payments received in the future?
- How does simple interest compare to compound interest?
- What will my investment balance grow to at any point in the future?
- What is a lump-sum payment in the future worth today?
- What will my investment be worth net of taxes and inflation in the future?
- What is the value of tax-deferred investment growth?

## Loan Payment Calculators

- Click To Choose A Loan Calculator By Name

- Or Choose A Loan Calculator By The Question It Answers
- How do I find any missing loan term – including interest rate, payment, amount owed, or remaining payments?
- How can I get a full amortization schedule for my loan?
- How much will my monthly payment and total interest cost change for different repayment periods?
- How fast can I payoff all my loans using the rollover (debt snowball) method?
- How much of my monthly payment is interest and what will my total interest cost be for the life of this loan?
- What is the monthly payment amount for an interest only loan?
- How do payments and costs compare between a principal and interest loan vs. an interest only loan?
- What are the monthly payments and interest costs for a personal loan?

## Personal Finance Calculators

- Click to Choose a Personal Finance Calculator by Name

- Or Choose A Finance Calculator By The Question It Answers
- What is my financial net worth?
- How much of my income should go to each expense category?
- How much of my income is going to each expense category?
- How much should I budget each month for all my quarterly, annual, and irregular payments?
- How will my savings compound and grow over time?
- How do I project all my irregular income and uneven expenses into a reliable cash flow projection?
- What is the value today of a lump sum payment in the future?
- Do periodic, unnecessary expenses really matter?
- How much life insurance do I need?
- What does my salary equal in hourly pay – both real and nominal?