Ultimate Retirement Calculator

The Ultimate Retirement Planning Calculator

This retirement calculator has more functionality than most. It does all the usual forecasting of retirement savings needs, adjusting for inflation, etc. that other retirement calculators do consistent with the way people used to retire, but in addition it allows you to plan a modern retirement with phased income, part-time business income, real estate income, and much more.

Notice that you can add up to three post-retirement incomes, specify their duration and growth, and even add a one-time benefit (sale of home, inheritance, etc.). You can also print out retirement planning reports for any number of what-if scenarios by changing any factor on the page and recalculating.

Finally, if you are confused about anything just click the data entry box for that field and a help display with special instructions will appear in the right-hand column. It is the easiest, fastest way I know to do retirement planning scenario analysis. I hope it helps you plan a secure retirement.

Retirement Needs Combined Explain

Enter age at the end of current year (#):

Enter the age you plan to retire at (#):

Enter life expectancy (#):

Desired annual retirement income ($):

Every
years of retirement, reduce our income need by (%):

Desired estate ($):

Enter the expected average annual rate of inflation (%):
Retirement Funding Combined Explain

Enter the amount of your current retirement savings ($):

Enter the amount of your current monthly contributions ($):

Age to stop contributions ($):

Enter your expected annual return on investment (ROI %):

Enter combined Federal & State Tax Rate during retirement (%):
Post-Retirement Income (Pension, Social Security, Fixed Annuity, Consulting, etc.) Combined Explain

($):
Annual COL Adjustment
%
Starting

Start & Stop Ages for Retirement Income #1 ($):
 		to

($):
Annual COL Adjustment
%
Starting

Start & Stop Ages for Retirement Income #2 ($):
 		to

($):
Annual COL Adjustment
%
Starting

Start & Stop Ages for Retirement Income #3 ($):
 		to

($):

Age to Apply One-Time Benefit (#):
Results Explain

Savings Needed at Retirement Age:

Savings at Retirement Based on Present Entries:

Savings Surplus (negative number indicates a ShortFall):

Additional Monthly Contribution Needed to Fully Fund Plan:

Present Monthly Contributions:

Total Monthly Contribution Needed to Fully Fund Plan:


We have many more financial and retirement calculators for you to use – all for free. Click these links for our directory of financial calculators or retirement calculators.


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