Many of you have emailed asking why I haven’t written lately.
It’s because I’ve been creating something much bigger and more valuable for you.
I’ve spent months and great expense assembling one of the largest collections of financial calculators found anywhere on the internet.
Why would I do that? Because one of the top complaints I hear is how the math behind smart financial decisions can sometimes be daunting. The equations are complicated. It holds you back so I wanted to solve that for you. That’s my business – helping you make smarter financial decisions.
These calculators simplify nearly every aspect of financial planning into plug-and-play simplicity. All you have to do is familiarize yourself with this new resource so that you can conveniently find the perfect tool for your situation.
Let’s explore how you can get the most value from these calculators…
What’s Special About These Financial Calculators?
Not all financial calculators are created equal.
Some require you to opt-in or violate your personal privacy by downloading your personal information into a database to be used for marketing purposes. Others are spread throughout the internet making it difficult to locate exactly what you are looking for.
My calculators are all in one convenient location and completely private because they operate within your personal computer’s browser. You can find exactly what you want easily and nobody will ever see any of the information you enter into any calculator on my site because that information never leaves your computer.
To find these calculators go to the main calculator page located here. You can see how they’re organized into categories to make it easy to find exactly what you are looking for…
- Retirement Calculators
- Mortgage Calculators
- Credit Card & Debt Payoff Calculators
- Auto Loan Calculators
- Savings Calculators
- Investment Calculators
- Loan Payment Calculators
- Personal Finance Calculators
Once you are on the main calculator page you can search to find exactly the calculator you want by using the two drop-down menus in each category. One menu organizes the calculators by name and the other menu organizes the calculators by the question the calculator answers. Go ahead and click on the menus and see for yourself before reading on…
How I Use These Calculators
Because there are more than 80 calculators (which might overwhelm a few people) I thought it might help to give a sneak peek into some of my favorites that I use with financial coaching clients so that you can familiarize yourself with this new resource.
Retirement Calculator: My ultimate retirement calculator is designed for the new world of retirement planning and is receiving rave reviews from experts in the field. It includes all the traditional features offered by the old-world retirement calculators plus it allows you to include up to 3 phased income streams, a lump sum payment, and more. It is designed for scenario analysis so you can quickly and easily change a single variable and see at a glance on the spreadsheet how it affects the overall financial outcome of your life. It is for people who understand that smart retirement planning is about much more than calculating a mythical savings number.
Mortgage Calculator: If you want to know how much your mortgage payment will be for any combination of terms this calculator makes it easy and provides a printable amortization table. If you want to know how fast you can pay off your mortgage and how much interest you will save applying biweekly payments and extra payments then this calculator will figure it all out with the click of a button.
Credit Card Calculator: I love to show clients how much minimum credit card payments are costing them and how fast they can get out of debt by adding a one-time lump sum or other repayment strategy.
Auto Loan Calculator: A common question is whether you should lease or buy your next car. This calculator makes the math simple.
Savings Calculator: Clients are blown away by the lifetime cost of small, daily spending habits when they use this latte factor calculator. They are equally fascinated by various wealth compounding lessons found in this compound return calculator. Even though I work with compound returns every day the results defy intuition and never fail to amaze me. Play with these calculators using real numbers from your own life and you will be amazed too.
Investment Calculator: If you are analyzing an investment property, annuity, or trying to determine the future value of an investment then these calculators convert the complex math into easy-to-understand results.
Loan Payment Calculator: If you want to get out of debt and have various loans to juggle then this Debt Snowball calculator will show you the lowest cost, fastest path to debt freedom. Just enter your loans and it does all the planning for you.
Of course, this list only scratches the surface showing you the few I use most frequently with coaching clients. There are more than 80 specialized financial calculators in total so look around and choose your personal favorite based on your situation.
How You Can Help
If you like these new, free resources then please tell your friends. The best way to give back and share the love is to say “thank you” through the social currency of the web – +1, like, pin, and links as follows…
- +1, like, and/or bookmark the main calculator page here.
- +1, like, and/or pin your favorite calculator directories (retirement, credit card, savings, etc.).
- Write a review post on your web site or comment in Facebook and Google+ about your favorite calculator and how it helped you.
Again, there is nothing for sale and nothing to buy. This resource is completely free and completely private.
I hope you like it.
Please tell me in the comments below which calculators were most helpful to you. Was this a useful addition to the web site? I welcome your input…
Financial Mentor Around The Web
- My work on the 4% Rule and safe withdrawal rates in retirement was published in the prestigious academic peer review Journal of Personal Finance. It is read by Ph.D’s and top level wealth advisers so you are in good company when you read this blog.


















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