How Much Money Do I Need to Retire?

Everything You Need To Figure How Much Money You Need For Retirement - Articles, Calculators, Video (See Below) And More...

Figuring out how much money you need for retirement doesn't work like most of the "experts" claim.

The financial media is littered with dangerous half-truths written by people who have never spent a single day in retirement.

Financial planners have a vested interest in scaring you into over-saving, or worse yet, using only those assets they can sell to you and profit from (stocks, bonds, mutual funds).

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I retired at age 35 and have lived off my portfolio for 2 decades.

In the articles (and book) below, I share with you how the process really works from someone who has walked the talk.


Enough money to retire
Do you REALLY KNOW how much money you need...

Can I afford to retire
...Or are you guessing?

Retirement Calculators

The Ultimate Retirement Calculator

This calculator does everything the others do and a whole lot more. You can supplement your retirement savings with up to 3 additional income streams plus a one-time lump sum benefit such as selling a home. This allows for sophisticated scenario analysis other retirement calculators can't do.

Retirement Withdrawal Calculator

How much can I afford to withdraw each month given the retirement savings I have accumulated – both before and after inflation.

Other Retirement Calculators

A directory of 10 unique retirement calculators for you to choose from. Pick your favorite. Each teaches a different aspect of the "how much do I need to retire" story.

Videos, Audio, and Books

5 Ways To Reduce How Much You Need To Save For Retirement By $300,000 (or More!)

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If your retirement looms large, but your nest egg doesn’t, then this article can help. You’ll discover 5 simple strategies to reduce the amount of savings you need in retirement by $300,000… or more! Surprisingly, it’s much easier to reduce how much you need to save than it is to increase your savings. This is a frequently overlooked strategy that can allow you to reach your financial goals faster, and with greater security…

How To Retire Early: 6 Essential Strategies You Must Know…

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The goal of retiring early means you have less time to accumulate assets and more time to live off them. Traditional methods for building wealth that work for others won’t work for you. In this article, you’ll discover the 3 paths you can take to accelerate you asset growth, 3 simple rules to create perpetual income streams, and how you can beat the inflation enemy…

Are Safe Withdrawal Rates Really Safe?

Are safe withdrawal rates really safe? Learn the truth about the 4% Rule here.

Retirement income planning is inherently problematic because you’re trying to convert a volatile pool of assets into a stable, reliable income stream that you’ll never outlive. How do you do that? In this article I deep-dive into the history of safe withdrawal rate research and the resulting 4% Rule – warts, blemishes, and all. I reveal what is true and false about conventional wisdom. This knowledge is inextricably intertwined with proper investment strategy making it essential to your financial security…

Retirement Planning Is Dead

The reasons why traditional retirement planning is dead

Traditional retirement planning is dead. It’s an old world model in need of a major facelift. The problem is baked into how the the system is designed—it’s not realistic. The skills and knowledge required to execute a traditional retirement plan are beyond most worker’s abilities. But there is an alternative…