Although the general concept of life insurance is pretty simple, when you dive into the details, things start to get complicated. Life insurance is a legal contract, and, as such, there are many small details that can make a big difference. Here’s what you need to know about how life insurance works.
Traditional financial advice isn't wrong - it is just a dangerous half-truth. Discover what you've been missing...
The sad reality is most investment brokers, financial planners, financial advisers, and financial consultants are euphemisms for the word "salesperson".
They present themselves as a fiduciary representing only your best interests, but most are paid to sell you investment products and services. This can cause a conflict of interest that biases the financial advice you receive.
How can you get reliable financial advice without having to become a financial expert yourself? The articles below can help...
- How to Get the Right Financial Advice for The Right Price: Learn more about the business reality of financial advice and how compensation biases the financial advice you receive.
- Financial Advice vs. Financial Coaching: Which is Best For You?: Discover the inherent limitations built into the financial advice business model and consider how financial coaching might provide a useful alternative for you.
- 6 Reasons Why It Pays To Be Your Own Financial Expert: Reveals the conflicts of interest hiding behind most financial advice so that you can make smarter, more profitable investment decisions.
- Five Hot Stocks That Could Double This Year And Other Useless Financial Advice: Most of what passes for financial advice is actually useless forecasting. Learn how to tell the difference so that you can stop wasting time on valueless information and focus on what makes money.
- Can You Trust Your Financial Advice? Take This Test...: Find out if the financial advice you receive passes this "gold-standard" test by learning 12 essential questions that can separate good investment advice from bad.
The unfortunate reality is no advisor is going to put a higher priority on growing your money than his own. This is not a conspiracy theory and it doesn't make advisers bad people - it is just business reality.
You must understand the conflicts of interest and inherent problems with financial advice so you can maximize your investment returns and retire with security and peace of mind.
There is no such thing as free financial advice. One way or another you will pay the price. It is just a question of what price you choose to pay.
I hope these articles help you make smart financial decisions.
Below you’ll find a listing of our most recent articles about Financial Advice providing you with additional strategies and information when you are ready to take the next step...
Life insurance is an important part of a comprehensive financial plan that serves to mange the risk that you might die prematurely. Learn why life insurance is so important, and the real reasons most people need at least some kind of term life insurance policy.
How much life insurance you you really need? Relying upon an insurance agent’s word or an oversimplified “rule of thumb” can lead you to buy either too little life insurance—or too much! Here’s how to ensure you have the protection you need without paying for too much.
Several new websites are making it easier than ever before to compare term life insurance policies and, in some cases, even buy a policy entirely online. Learn how these sites work and compare three leading sites: Policygenius, Haven Life, and Bestow.
Financial Advice 101 Tutorial Guide Finding the lowest mortgage rates requires work but is worth the effort, as just a 0.10% difference can equal thousands in savings over 15 or 30 years. In this article, we’ll explain how to find the lowest mortgage rates, how mortgage rates work, and how to get the lowest rate […]
Personal Capital is a free personal finance app that combines account aggregation and budgeting with investment tracking and retirement planning tools. The app tracks your spending and net worth like many other apps, but stands out from competitors with its ability to track your investment portfolio’s performance and allocation.
You know that your credit score is important when applying for a loan, but is checking it yourself really necessary? Are paid credit services worth it, or can you get what you need without spending your hard-earned money? And once you get your credit score, what should you do with that information anyway? This ultimate guide to credit scores will teach you exactly what you need to access your credit score for free and manage that information to help you grow your wealth.
Robo-advisors offer a simple, low cost, turn-key investment solution for saving and investing for retirement. But different companies provide different features, costs, investment minimums, and levels of service. Investigate the pros and cons of robo-advisors so you can decide what service best fits your needs…
Microsavings accounts are an easy, convenient, automatic solution to your savings problems, but they aren’t necessarily right for everyone. Discover the pros and cons of microsavings accounts. You’ll learn who should use them, who shouldn’t, and how to apply these tools strategically to achieve your financial goals…
Financial Advice 101 Tutorial Guide What You Need to Know Before Investing In a CD (Including the Best CD Rates Online Today)… Rising interest rates makes both bonds and stocks risky for investing. A certificate of deposit, or CD, offers a low-risk alternative for maximizing interest income over the short-term until more favorable investment choices […]