I was at a point in my life where I felt like I needed to get my finances in order. I went to the internet looking for answers and ended up at the Financial Mentor website. When I arrived at the website, I was impressed with the quality of the information. Never in my wildest dreams, though, did I think I would end up with a financial coach — it just wasn't in the plan. After speaking with Todd just once, though, I felt confident that working with him had the potential to change my financial course, and boy was I right. Now, as I look back over the past 6 months, I feel so fortunate to have met Todd and learned from him. Previous to learning his investment process there was no rhyme or reason to my investment decisions. They were based on gut feelings and hunches, and my results were proof of the faulty methodology. Todd has taught me a mathematically sound investment process which I will be able to rely on for the remainder of my investing career. I feel as though I have been given the tools to think for myself and really analyze any investment decision through the lens of a valid investment strategy. I have already implemented the strategy and have seen positive returns in a short period of time (even during the most recent market downturn). What is even more important to me is that I feel as though I now have a bullet proof process which allows me to participate in the market's upside, all the while giving me downside protection against major losses. I feel fortunate to have been Todd's student and learned from him. He has a teaching style that will push you to think and learn and grow. Ultimately, though, his teaching will bring you to a whole new level of understanding. I feel securely placed on the path to financial freedom, and in large measure I have Todd and his coaching to thank for that.