Understand the Facts and Don’t Pay More Than Necessary When we think about making a major purchase, the first thought that comes to mind is usually: “How much is it going to cost?” Life insurance is no exception. When you purchase a life insurance policy, you’re making a financial commitment that you’ll likely carry for […]
Although the general concept of life insurance is pretty simple, when you dive into the details, things start to get complicated. Life insurance is a legal contract, and, as such, there are many small details that can make a big difference. Here’s what you need to know about how life insurance works.
Life insurance is an important part of a comprehensive financial plan that serves to mange the risk that you might die prematurely. Learn why life insurance is so important, and the real reasons most people need at least some kind of term life insurance policy.
How much life insurance you you really need? Relying upon an insurance agent’s word or an oversimplified “rule of thumb” can lead you to buy either too little life insurance—or too much! Here’s how to ensure you have the protection you need without paying for too much.
The 401(k) can be a great savings vehicle, or a financial black hole where investors lose huge chunks of their hard-earned money to hidden fees and missed opportunities for investment growth. The difference is knowledge. This ultimate guide to 401(k)s shows you step-by-step how to optimize your portfolio strategy and eliminate wasteful expenses. Discover how you can use free 401(k) analysis tools to avoid the most obvious traps so you can secure your dream retirement.