401(k) IRA Rollover Calculator

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IMPORTANT DISCLOSURE!! After you finish using this calculator make sure to check out this resource page filled with articles and videos showing you the right way to calculate how much money you need to retire – and the danger spots you’ll want to avoid…

401(k) IRA Rollover Calculator
This retirement calculator compares the consequences of taking a lump-sum distribution from your 401(k) or IRA versus rolling it over to a tax-deferred account. Assumptions: Contributions to plans are made before taxes, federal and state income tax rates are the same at retirement age, and the plan withdrawals are qualified withdrawals under the IRS rules.
Current balance of your plan ($):
Current age (#):
Age you expect to retire (#):
Federal income tax bracket (%):
State income tax rate (%):
Expected annual rate of return (%):

Results	Lump-Sum Distribution	Rollover to Tax-Deferred
Current value before taxes and penalties:
Penalties:
Income tax paid:
Total left now:
Future value before taxes:
Future taxes to be paid:
Future net available:

IMPORTANT DISCLOSURE!! If you are using this calculator to figure how much money you need to retire make sure to see these essential educational resources showing you how to get the calculation right…

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