401(k) IRA Rollover Calculator

401(k) IRA Rollover Calculator
This retirement calculator compares the consequences of taking a lump-sum distribution from your 401(k) or IRA versus rolling it over to a tax-deferred account. Assumptions: Contributions to plans are made before taxes, federal and state income tax rates are the same at retirement age, and the plan withdrawals are qualified withdrawals under the IRS rules.
Current balance of your plan ($):
Current age (#):
Age you expect to retire (#):
Federal income tax bracket (%):
State income tax rate (%):
Expected annual rate of return (%):

Results	Lump-Sum Distribution	Rollover to Tax-Deferred
Current value before taxes and penalties:
Penalties:
Income tax paid:
Total left now:
Future value before taxes:
Future taxes to be paid:
Future net available:

We have many more financial and retirement calculators for you to use – all for free. Click these links for our directory of financial calculators or retirement calculators.

Spread the Word!

Buzz Up Digg Mixx Twitter

Tags: retirement calculator

Learn How To Build Wealth

Subscribe to the "Wealth Minute" and receive brief updates full of valuable resources, how-to articles and unique educational content helping you achieve financial freedom and personal freedom.

Enter Your Email & Click The Button Now...

The information, stories, and articles contained on this web site are the opinion of the individual authors based on their personal observation, research, and years of experience. The publisher and its authors are not registered investment advisors, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services. The information offered by this web site is general education only. Because each individual’s factual situation is different the reader should seek his or her own personal advisor. Neither the author nor the publisher assumes any liability or responsibility for any errors or omissions and shall have neither liability nor responsibility to any person or entity with respect to damage caused or alleged to be caused directly or indirectly by the information contained on this site. The author and its publisher disclaim responsibility for updating information and disclaim responsibility for third-party content, products, and services including when accessed through hyperlinks and/or advertisements on this site.