The Smart Investor's Guide To Variable Annuities

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This is the information your variable annuity salesman doesn't want you to know!

In this concise, special report I simplify these complex investments to just the essential principles so that you can make an independent, intelligent investment decision for yourself.

It is a consumer's guide serving as an antidote to the salesman's hype that could easily save you hundreds or even thousands of times the cost. Here's what you will learn…

  • The critical differences between variable annuities and fixed annuities.

  • The 10 essential features of variable annuities and how they are commonly misrepresented so that you know what they are really worth.

  • Who should buy a variable annuity -  and why most people should never buy one.

  • How to analyze a variable annuity contract so that you purchase only the features important to you and never pay a penny more than necessary.

  • Learn three key characteristics of variable annuities that could make or break your investment decision.

  • Simplify the investment decision process with our unique 17 question, step-by-step, guide to variable annuity investing.

  • Learn the five investment situations where variable annuities make sense - and why all other investors should avoid them.

  • 14 questions that could indicate you are a victim of variable annuity sales fraud and what you should do about it.

  • 3 things you can do if you already bought a variable annuity – but wish you had not.

  • Concise, no fluff, focused education so that you spend a minimum amount of time only learning exactly the information you need to know (28 pages).

  • Simplifies the complexity.

  • Downloadable ebook in Adobe PDF format so that you can start learning right away. You can buy it now using our secure shopping cart…

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Still Not Sure? Here Is A Sneak Peak At The Table Of Contents:

How To Use This Ebook………………………………………………………………. 6
Introduction To Variable Annuity Principles……………………………………. 7
Defining Variable Annuities – A Quick Overview………………………………. 8
The Hidden Truth Behind Variable Annuity "Benefits" – Revealed……….. 10
       1) Periodic Payments………………………………………………………….. 11
       2) Death Benefit………………………………………………………………… 11
       3) Stepped Up Death Benefit…………………………………………………. 12
       4) Tax Deferred…………………………………………………………………. 13
       5) Surrender Charge……………………………………………………………. 14
       6) Mortality and Expense Risk Charges…………………………………….. 15
       7) Administrative Fees………………………………………………………… 15
       8) Underlying Fund Expenses………………………………………………… 15
       9) Bonus Credits………………………………………………………………… 15
       10) Optional Features…………………………………………………………. 16
Who Should Buy A Variable Annuity – And Who Shouldn't………………….. 16
17 Questions To Consider Before Buying A Variable Annuity………………. 19
When A Variable Annuity Might Make Sense………………………………….. 21
       1) Lawsuit Targets……………………………………………………………… 21
       2) Young, Active Trader Building Retirement Savings………………….. 22
       3) Underwater Life Insurance………………………………………………… 23
       4) Under 40 Years Of Age……………………………………………………… 23
       5) High Tax Bracket Now – Lower Tax Bracket Later……………………. 23
How To Know If You Are A Victim Of Variable Annuity Fraud……………….. 24
How To Make The Best Of A Bad Deal…………………………………………….. 26
In Conclusion…………………………………………………………………………… 27
Postscript……………………………………………………………………………….. 28


This ebook will help you make a smart, independent investment decision. It is brief and concise so that you can download and read the entire ebook in one evening. It simplifies the complexity and counter-balances the variable annuity salesman hype potentially saving you hundreds or even thousands of times the purchase price. Buy it now using our secure shopping cart…

Add to Cart
How The Purchase & Download Process Works

creditcards1

$27

Our Guarantee: 100% No Hassle, No Risk, Nothing To Return, Money Back Guarantee – If you don't like it just tell us and we will refund your money. It's just that simple.