The Smart Investor's Guide To Variable Annuities

This is the information your variable annuity salesman doesn't want you to know!
In this concise, special report I simplify these complex investments to just the essential principles so that you can make an independent, intelligent investment decision for yourself.
It is a consumer's guide serving as an antidote to the salesman's hype that could easily save you hundreds or even thousands of times the cost. Here's what you will learn…
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The critical differences between variable annuities and fixed annuities.
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The 10 essential features of variable annuities and how they are commonly misrepresented so that you know what they are really worth.
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Who should buy a variable annuity - and why most people should never buy one.
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How to analyze a variable annuity contract so that you purchase only the features important to you and never pay a penny more than necessary.
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Learn three key characteristics of variable annuities that could make or break your investment decision.
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Simplify the investment decision process with our unique 17 question, step-by-step, guide to variable annuity investing.
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Learn the five investment situations where variable annuities make sense - and why all other investors should avoid them.
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14 questions that could indicate you are a victim of variable annuity sales fraud and what you should do about it.
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3 things you can do if you already bought a variable annuity – but wish you had not.
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Concise, no fluff, focused education so that you spend a minimum amount of time only learning exactly the information you need to know (28 pages).
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Simplifies the complexity.
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Downloadable ebook in Adobe PDF format so that you can start learning right away. You can buy it now using our secure shopping cart…
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| How The Purchase & Download Process Works |
$27
| Our Guarantee: 100% No Hassle, No Risk, Nothing To Return, Money Back Guarantee – If you don't like it just tell us and we will refund your money. It's just that simple. |
Still Not Sure? Here Is A Sneak Peak At The Table Of Contents:
| How To Use This Ebook………………………………………………………………. | 6 |
| Introduction To Variable Annuity Principles……………………………………. | 7 |
| Defining Variable Annuities – A Quick Overview………………………………. | 8 |
| The Hidden Truth Behind Variable Annuity "Benefits" – Revealed……….. | 10 |
| 1) Periodic Payments………………………………………………………….. | 11 |
| 2) Death Benefit………………………………………………………………… | 11 |
| 3) Stepped Up Death Benefit…………………………………………………. | 12 |
| 4) Tax Deferred…………………………………………………………………. | 13 |
| 5) Surrender Charge……………………………………………………………. | 14 |
| 6) Mortality and Expense Risk Charges…………………………………….. | 15 |
| 7) Administrative Fees………………………………………………………… | 15 |
| 8) Underlying Fund Expenses………………………………………………… | 15 |
| 9) Bonus Credits………………………………………………………………… | 15 |
| 10) Optional Features…………………………………………………………. | 16 |
| Who Should Buy A Variable Annuity – And Who Shouldn't………………….. | 16 |
| 17 Questions To Consider Before Buying A Variable Annuity………………. | 19 |
| When A Variable Annuity Might Make Sense………………………………….. | 21 |
| 1) Lawsuit Targets……………………………………………………………… | 21 |
| 2) Young, Active Trader Building Retirement Savings………………….. | 22 |
| 3) Underwater Life Insurance………………………………………………… | 23 |
| 4) Under 40 Years Of Age……………………………………………………… | 23 |
| 5) High Tax Bracket Now – Lower Tax Bracket Later……………………. | 23 |
| How To Know If You Are A Victim Of Variable Annuity Fraud……………….. | 24 |
| How To Make The Best Of A Bad Deal…………………………………………….. | 26 |
| In Conclusion…………………………………………………………………………… | 27 |
| Postscript……………………………………………………………………………….. | 28 |
This ebook will help you make a smart, independent investment decision. It is brief and concise so that you can download and read the entire ebook in one evening. It simplifies the complexity and counter-balances the variable annuity salesman hype potentially saving you hundreds or even thousands of times the purchase price. Buy it now using our secure shopping cart…
|
| How The Purchase & Download Process Works |
$27
| Our Guarantee: 100% No Hassle, No Risk, Nothing To Return, Money Back Guarantee – If you don't like it just tell us and we will refund your money. It's just that simple. |




