Life Insurance Need Calculator
 
 

Life Insurance Calculator - How Much Do I Need?

Use this life insurance calculator to help you decide how much life insurance you need. It figures the amount of investment capital your family will require at the time of your death to pay for immediate expenses (funeral, bills, etc.) and also provide future income to sustain the household.

Don't trust the commission-hungry life insurance sales representative to know how much coverage you should have! Instead, get an unbiased estimate by answering a few basic questions below...
Funeral cost, estate taxes, etc. ($):
Non-mortgage debt to payoff ($):
Amount needed for emergency fund ($):
Amount needed for college fund ($):
Estimated annual living expenses ($):
Surviving spouse's after-tax annual income ($):
Social Security Death Benefit Estimate ($):
Surviving spouse's current age (#):
Total current investments (stocks, bonds, cash):
Expected survivor's investment strategy:
Life insurance needs:

 






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